Accidents and disaster do visit without prior invitation. The financial devastation that accompanies such disasters can be unbearable. That’s why insurance coverage is a critical component for safeguarding your valuable investments like homes, offices, cars, boats, and much more. Auto insurance is a mandatory requirement if you want to drive in most states. However, other insurance options like flood insurance and umbrella insurance can be taken at your discretion.
Classic cars are an ordinary sight on Midwest roads. Whether you rebuilt a classic car or antique auto from scratch or bought a previously modified showpiece, it’s certainly a valuable asset that you want to protect. A classic car brings pride, joy, and passion to the owner. Finding sufficient insurance coverage for your classic car may not be a walk in the park, but with a good insurance agent, you’ll be able to compare various policies from multiple providers and settle on the best coverage at affordable rates.
Umbrella insurance provides an extra layer of liability coverage. It is tailored to protect you from large claims and lawsuits to safeguard your future and protect your assets. Umbrella policies provide extra \liability coverage over and above the limits provided on your auto, homeowners, recreational vehicle, motorcycle, and boat insurance coverage. The umbrella coverage will kick in when liability coverage on other policies is exhausted.
Generally, umbrella insurance can cover lawsuits, injuries, property damage, and various personal liability situations.
Your regular homeowner’s insurance policy doesn’t usually cover damages caused by floods. We have access to several options for flood insurance and will be happy to review these options with you. Often, a flood insurance policy will take effect 30 days after the purchase, so don’t wait until you receive weather warnings before taking up a policy.
Are you looking for a classic vehicle, flood, motorhome, motorcycle, or umbrella insurance policy? Look no further. Call Kirkpatrick, Jones & Herzog Insurance Agency, Inc. for a pocket-friendly deal and a quote.