Cheap Car Insurance is an incredibly popular search term for people looking for car insurance, and that make sense--who wouldn’t want to pay less money for insurance.  

However, much scarier than paying too much for insurance is not having enough coverage.The biggest risk when you get into a car accident is not that you would total your car. The biggest risk is your liability risk. What would happen if one day it is snowing and icy, and your car slams into another car?

What if you hurt someone seriously and they have  lots of medical bills and you don’t have enough coverage. What would you do? Not only would you feel really bad but  there could be massive medical bills to pay.

What if they can’t work for months? What would happen if they died? Whose lawyer do you want defending you? Your lawyer that you get to pay for, or the one the insurance company hires because it is their money.


What would happen if it was the reverse? You get hit by someone who does not have enough insurance coverage and you have medical bills and you are out of work? Do you have uninsured or underinsured coverage? Do you have enough?

One of the reasons I love being an independent insurance agent is that I can shop for my clients, getting them the best coverage with the best companies for the best price. I love it when I can save client’s money and get them better coverage with good companies.

No one wants to pay too much for insurance, but that is much better than paying too little for insurance now and paying way too much later. 
 


Rachel Bloomberg

 Photo By  Alex E. Proimos

available under a Creative Commons Attribution license.

 


Posted 8:08 AM  View Comments

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1 Comments

pinky said...
A primary reason I like being an unbiased insurance agent is I can search for my clients, getting them the top coverage with all the finest organizations for the best price tag. I really this once I can help to save client’s funds and have these people much better coverage together with excellent businesses.


SATURDAY, MARCH 10 2012 8:15 PM

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